Posts Tagged ‘rental truck insurance’

DIY Moving – Renting a moving truck in Vancouver (part 2)

August 3rd, 2011

You have decided to move yourself and you have already convinced Friends and Family to help you come moving. Now all you need is a truck! A DIY move can be a great money saver but you should know what is required prior to doing so.

If you have already read over Part 1 of this BLOG you have determined your moving needs, the size truck you require, identified the real cost of the rental and have booked your truck.

TRUCK PICK-UP DAY

Contact the rental company and find out if there are any driver requirements for the truck you are renting, minimum age, driver restrictions, if a driving abstract is required or any special licenses.

You will need someone to drop you off or a taxi to the rental office. You may drive your car as long as you know ahead of time that there are stalls to accommodate your leaving your car behind.

You will need to bring along some documents with you. A valid driverâ..s license and major credit card. Factor in the time required for the processing of paperwork, explanation of the rental contract / insurance as well as an orientation of the truck.

THE DEPOSIT

A rental deposit will be charged on pick-up day. Be prepared to pay at least half the amount that will be owing when the truck is returned.

INSURANCE

Check with your credit card company, auto insurance agency or home insurance carrier to see if you already have enough insurance to cover your move. Many auto insurance policies do not cover truck or van rentals. Additional insurance may be required.

The rental agency will provide insurance for a fee per day. You may wish additional coverage for your belongings while in transit. If you are not moving far and do not have and your valuables are limited, a general insurance may be sufficient.

Here are types of applicable insurance you may wish to consider:

Limited Loss and Damage Waiver Insurance: Protection from liability resulting from
loss or accidental damage to the rental truck

Cargo Insurance: Applies to accidental loss or damage to your contents caused by a motor vehicle accident, and Acts of God.

Personal Accident Insurance: Refers to accidental death, medical expenses for you and your passenger for the duration of the rental.

CHECK THE TRUCK FOR DAMAGE, MILEAGE AND GAS GAUGE

A rental agent should take you through an inspection and orientation of the truck. Make sure you thoroughly inspect the vehicle, refuse to be rushed. Check for scratches, dents, bumps and anything on the interior that is damaged. Make sure all signs of wear are listed on the inspection sheet.

The agent will also record the current mileage and amount of gas in the tank. Check to ensure the odometer reading and gas levels are correct. Take the time to inspect the inside of the cargo box and ensure that it is clean and what if any equipment is inside. Some companies will include dollies and blankets. Many of these are secured to the inside of the cargo box.

WHAT OTHER TOOLS DO YOU NEED

Before you leave take a look at what if any moving equipment is available for rent. Moving pads, blankets, moving dollies, as well as any other last minute packing and moving supplies. You should know that these are considered last minute, impulse purchases and are priced accordingly. Prior to picking up your truck you may consider renting moving supplies and obtaining your supplies through companies such as It’s your Move Equipment Rentals and Supplies.

DRIVING

Ask the agent to demonstrate how to operate the hydraulic lift gate or slide out ramp prior to just jumping in. Make sure that you are comfortable behind the wheel and confident that you can operate the truck safely before leaving the rental compound.

Remember that you are not driving a regular vehicle. Large moving trucks have a larger turning radius and need more space to allow for stopping. Trucks are much taller than vehicles so bear in mind low clearances at the drive-through, loading bays and gas stations. Learn to rely on your mirrors and drive considerately of others. For the duration of your rental it may be wise to use a passenger as an occasional rear spotter whenever backing up.

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